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It pays to stay cool

Claim stories about Air Conditioning & Fans

  • During a hot Summer spell, an air conditioner's thermostat broke down, causing the common areas and guestroom temperatures to rise to close to triple digits. When overheated guests checked out by the handful, the hotel was empty within 2 days and shut down for 5 days during peak season. Total Loss: $24, 953.

  • Bearings on an exhaust fan burned out and cracked the fan. Unable to regulate the hotel's kitchen temperature and air quality, the restaurant owner shut down for 12 days. Total Loss: $36, 700.

    Do you have the right insurance in place to fix broken down equipment and compensate you for lost income so that you can quickly reopen your doors to customers?

    What does Equipment Breakdown coverage include?

    Costs for repairs or replacement of equipment that is critical to your business, like:

    • exhaust fans, stoves, ovens, grills, and microwaves
    • hot water heaters and boilers
    • refrigeration and freezer systems
    • heating or cooling (HVAC) systems
    • loss of income and continuing business expenses if a breakdown forces the restaurant to close temporarily or if operations must be scaled down

    Contact ARM Multi Insurance Services to discuss options for equipment breakdown coverages designed exclusively for CH&LA members. Protect the place you take such pride in owning and that so many travelers depend on for a restful trip.









Insurance programs are underwritten by "A- or higher" rated carriers to ensure financial security and franchisor compliance.
Administered by ARM Multi Insurance Services & Sequoia Insurance Company.
CA License #OC73841

  
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